---

Reform has been underway in one form or another in the Indian commercial banking sector since early 1990s. The book documents the post reform scenario of Indian banking industry and some of the important challenges in the way of making the commercial banking sector resilient to shocks and to keep the risk at the minimum by monitoring the conduct, performance and the risk parameters. It will benefit academic researchers and policy makers in understanding the dynamics of risk factors such as competition, diversification, and the institutional issues such as regulation. While the commercial banks have adapted themselves to changing environment, the fast evolving financial landscape continues to pose several challenges therefore; banking regulator need to be alert about the dynamics of the risk factors as well as the newer sources of risks that were never observed earlier.

---

Khanindra Ch. Das is a research scholar at the Institute for Financial Management and Research, Chennai (India). He received his Masters Degree in Economics from Gauhati University, and MPhil in Applied Economics from CDS/Jawaharlal Nehru University. His research interests include financial economics, macroeconomics and finance and development.

---