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Poverty alleviation is always the key moto of Bangladesh. Over the past two decades micro-finance programs have emerged as one of the leading strategies in the overall movement to end poverty. This research provides a sort of knowledge about the Local Government (Municipality) operated microfinance services for the urban poor in Bangladesh regarding- microfinance services contributions to the key economic development indicators, successes and challenges, etc. Microfinance plays a very important role for urban poor women´s empowerment perspectives, because women have clearly benefited by getting access to the credit; they are able to increase their income generating activities etc. Though NGOs operates MFP for urban poor has not reached into highest level of consumer satisfaction yet due to its high level of interest and profit making approach. But within only four years Municipality achieves certain level of consumer satisfaction that urban poor women are now prefer Municipality operated MFP than that of NGOs. This also tries to find out the strength and challenges of MFP operated by Municipality and NGOs with experience from Bhairab Pourashava.

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Muhammad Rashidul Hasan is a Lecturer in the Department of Urban and Regional Planning (URP),Chittagong University of Engineering and Technology, Bangladesh. He received his Bachelor Degree in URP from Khulna University and completed his Masters in URP from BUET, Bangladesh. He is a member of Bangladesh Institute of Planners.

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