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The book is targeted at bankers and lenders who are looking to improve performance by minimizing non-performance among borrowers. It also forms a good foundation for scholars interested in understanding various techniques and procedures Kenyan banks apply in management of non-performing loans. There is also a discussion of the legal framework that guides classification of non-performing loans and challenges encountered by Kenyan banks in securitization of debt.

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Lucy pursued her Bachelor of Education (Arts)- Business Studies and Economics and Master of Business Administration at the University of Nairobi. She is currently pursuing her doctorate in Project planning and Management at the same university.

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