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The current book examines the Fintech phenomenon, analyzing how this could impact on our traditional banking system and how the people react to this new business idea with a special attention on lending market, that right in 2016 achieved the record of 450 billion in P2P. The purpose of this analysis is to give a clear idea about the current market situation, analyzing from different point of views (financial, political, economic and legal aspects), this phenomenon that is growing under our eyes and mining silently the fundamental of our financial system.

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