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Human resource policies are systems of codified decisions, established by a bank, to support administrative personnel functions, performance management, employee relations and resource planning. Each bank has a different set of circumstances, and so develops an individual set of human resource policies. The most valuable resource a bank has is its human capital, meaning the resources, talent and expertise of its workforce. Human resources policies are, therefore, key elements to providing workplace structure and guidelines for the most effective use of human capital. The implications for human resources policies mean utilising human capital the right way can result in employee engagement, job satisfaction, and most importantly, an impressive bottom line.The success of any business depends as much on appropriate, effective, Well- communicated, HR and business practices as it depends on meeting the requirements of mandated laws and regulations. In fact, good planning and development of effective practices make regulatory compliance much easier.

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