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There is a recent global agreement that Microfinance institutions (MFIs) are good instruments to fill the gap of conventional banks´ limitations in reaching the poor and the vulnerable non-poor with banking services. They are considered as one of the most effective interventions for empowering the poor in their economic and social involvements. Micro- finance in Ethiopia has been considered as one of the best entry points for bringing sustainable development. Therefore, healthy financial and operating performance of microfinance institutions is obviously very important for a well functioning financial system in developing countries like Ethiopia. This book presents an empirical analysis of financial and operating performance of Dedebit Credit and Saving Institution (DECSI) Quiha branch. The intention of this book is to identify financial sustainability, profitability, and operating efficiency of the branch. DECSI can make use of the conclusions and suggestions for its effective functioning and in prudent management of its finances.

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I am Melak Basaznew Abebe, MSc Finance and Investment: Studied in College of Business and Economics at Mekelle University, Currently I am working as Lecturer in Axum University, Tigray, Ethiopia.

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