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Though indian economy is growing around 9%, still The growth is not inclusive with the economic condition of the people in rural areas worsening further. One of the typical reasons for poverty is being financially excluded. This project initially lists the formal and informal financial sources accessible to a common man for availing the financial services.Then the second chapter on briefs financial inclusion, and its salient features pilot projects implemented at Pondicherry and Cuddalore. The third chapter Analyzes impact of the success of Financial inclusion project based on questionnaire survey of banks and for customers and summarizes the benefitsobtained from this project. The fourth chapter briefs on few models related to financial and inclusion within outside India. The fifth chapter explains the technological aspects Contributing to Financial Inclusion. The sixth chapter focus on the measuring, monitoring and scoring model of financial inclusion and the final chapter on the four briefs influencers - Technology, Education, Counseling and Society in achieving inclusive growth in future.

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Dr.K. Ravichandran holds a Ph.D. from Madras University and post-doctorate fellowship from University Kebangsan Malaysia (UKM). He has written a book on merchant banking and financial Services which was published by Himalaya Publishing House, Bombay. He has published more than 15 research articles in reputed journals.

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