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The emergence of Self Help Groups (SHGs) in India is an outcome of neo-liberal paradigm of development where poor take charge of their lives and fashion, a new improved future through self reliant and socially sustainable efforts. SHGs are fully democratic, autonomous and thrift based voluntary organizations. Increased availability of micro-credit to poor through SHGs will enable rural households to take up larger productive activities, empower poor women and decrease dependence on exploitative local money lenders and increase savings. Women SHGs are an effective strategy for poverty alleviation, women development and social empowerment. The joint liability of these groups enables the poor members to over come the problem of collateral security. This study has showed how women SHGs have enhanced the equality of status of women as participants, decision makers and beneficiaries in the cultural spheres of life in India. The views and conclusions covered in this book would be useful for social activists, academicians, researchers and policymakers.

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