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Trust God and struggle hard as it is the essence of life.You only lose when you give up, not failure but low is a crime so be positive and go on.All affection, admirations and thanks to Allah Almighty, The most Gracious, Who amicably blessed me with aplomb and granted me fortitude, gusto, opportunities, facilities, family and friends to complete my first ever life´s achievement. I offer my deep homage to Holly Prophet Muhammad (S.A.W.W.) First of all I want to express a very grateful thanks to my beloved mother, father, brothers who helped, prayed and supported me during book write up. I am thankful to my parents whom endeavor uplifted me to life´s success with their great loyalty.

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Muhammad Saqib Khan, BBA (Hons.) at FUUAST, Islamabad, Pakistan and doing specialization in Finance. FSc: Punjab College, Rawalpindi. He write this book with the help and encouragement of co-authors Sidra Ali Naqvi, Oswa Khan, Waqas Khan, Muhammad Umair Khan, Ayesha Gondal (editor) and Mam Arooj Malik

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